Money by the people, for the people.
Payment processing built for independent merchants — not Wall Street margins, not a call center. Accept credit, debit, stablecoin, and EBT/SNAP on one platform with transparent pricing and direct NC-based support. Get a free rate analysis, then onboard when you're ready.
* EBT/SNAP requires USDA FNS authorization for the merchant. OmniTender is payment processing — not bid, RFP, or procurement software.
One platform. Every payment your customers expect.
Licensed partner rails handle settlement; OmniTender handles onboarding, POS, and support.
Credit
Visa, Mastercard, Amex, and the rest — wholesale-style visibility on licensed rails instead of mystery tiered buckets.
Debit
PIN and signature debit on the same terminal as credit — one counter, one relationship, one statement that makes sense.
Stablecoin (USDT/USDC)
Customers pay in stablecoin; you receive USD. Runs beside your existing card terminal — volatility stays on our side.
EBT
Electronic Benefits Transfer for FNS-authorized retailers. We help with enrollment — authorization is granted to the merchant, not OmniTender.
SNAP
Reach SNAP households at the same register as cards. Separate tender type, same checkout flow — when your store is FNS-ready.
Point of sale
Checkout flows matched to how you actually sell — counter, mobile, or line-busting without a six-month rip-and-replace project.
Hardware
Cloud-connected terminals matched to your counter. Hardware typically ships within 48 hours of partner approval.
Cash (still king)
We don't process it — your drawer still does. We're everything that beeps, taps, and settles to your bank.
Bid / RFP software
Also not a payment type. We sell payment processing for merchants — not procurement portals for people who say "circle back."
Modern payment infrastructure for operators who can't afford fee leakage
Lower cost
Wholesale-style visibility beats opaque tiered statements. Request a free rate analysis — illustrative calculator on this page is not a quote.
Every payment type
Cards, debit, stablecoin, and EBT/SNAP in one relationship — without a six-month migration off your current processor.
Fast settlement
Target same-day/next-day deposits, subject to processor and bank timing — not legacy T+2 by default.
From application to first sale in three steps
Ten to fifteen minutes to apply. Partner review, then hardware and activation when you're approved.
Apply or request a rate analysis
Share business basics online or through free rate analysis. No obligation — we use it to scope the right licensed partner program.
Get matched & receive hardware
We review your profile and configure POS or checkout flows. Terminals typically ship within 48 hours of partner approval.
Accept every payment type
Cards, debit, stablecoin, and EBT* at one counter. Settlement targets your bank in USD — subject to processor and bank timing.
Built for operators who can't afford fee leakage
Same checkout counter. Same staff. A second payment rail that actually pays you back.
Restaurants & cafés
High card volume, thin margins. Offer crypto at the counter without retraining your team or replacing your POS — USD hits your account while guests pay how they want.
Retail & boutiques
Seasonal spikes mean processor fees spike too. Crypto checkout captures tech-forward shoppers with 0% fees on that rail while cards keep working for everyone else.
Services & trades
Invoices, deposits, on-site jobs — customers who already hold crypto can pay instantly. You receive dollars, not volatility. One less awkward "how do you want to pay?" moment.
The terminal and the console — same brand, one workflow
Interactive previews of what merchants see at checkout and in the OmniTender CRM once approved. Screens are illustrative; your live dashboard matches your account.
Common concerns — before anyone signs up
These are themes from sales conversations and industry research, not attributed customer quotes. When merchants give us permission to share their story, it goes here.
“I can't rip out my card terminal. I need something that sits beside what I already use — not a six-month migration project.”
“Holiday volume kills me on processor fees. Show me the math on my statement — don't hand me a brochure.”
“Some of my regulars already pay in crypto. I need a button that works — not ‘download this wallet app’ at the counter.”
Yesterday's crypto is today's deposit
This is the view that matters: settled, in dollars, fees withheld reading $0.00 on the crypto rail.
Find out what you're tipping your processor
Drag the sliders — then request a free rate analysis for numbers tied to your statement.
* Request a free rate analysis for a review tailored to your business.
Get free rate analysisSee your real numbers before you switch anything.
Free rate analysis. Ten-minute application. Direct support from Western North Carolina.
Ready to see your real numbers?
Request a free rate analysis, start a merchant application, or opt in for SMS updates.
Your mobile information is never sold or shared with third parties for their marketing.
